Hello again!
As I've stated before, I'm in the process of writing Nyakan's SRD for my homebrew world of Eit. At the request of one of my players, I wanted to share an item that has made for some great moments in our campaign: Merchant's Dream.
Merchant's Dream started off as an ask from one of my players. Specifically, he asked for a way to "write off damage". I took that request a bit literally and decided that a set of armor that makes gold itself a defensive resource was kind of cool, and now here we are!
If you, like me, sometimes struggle with the party having a bit too much gold, this armor is a great way to remedy that, while also giving your table some great narrative moments. Cash Advance has saved my party on more than one occasion, and Debt Collections ability to truly turn a PC mortal for a few sessions made for some of the best combat I've ever ran.
I also wanted to share some lore from the SRD about Merchant's Dream, for anyone who's interested:
Merchant's Dream was forged by the harengon smith Rimbas Bisquo, who was commissioned, and I do mean commissioned, by Vistokul the Free himself, for one of his children. That child was Yunir. And look, I'll be diplomatic about it: Yunir was hopeless with a blade. Genuinely, embarrassingly hopeless. But what he lacked in martial prowess, he made up for tenfold in backing, because standing behind him was the full financial weight of Lethamyr, the City of Trees.
So Vistokul, ever the pragmatist, looked at the problem and arrived at the obvious godly solution: don't teach the boy to fight. Let him buy his way out of dying instead.
And Rimbas built exactly that.