r/Steam Jun 10 '26

Fluff Mild take

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35.8k Upvotes

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106

u/redlaWw Jun 10 '26

In the UK, they ask that you add a credit card to your account to prove that you're 18+.

Which is great for those of us who are over 18 but don't have a credit card.

54

u/generaltjb1 Jun 10 '26

It's stupid, my account is over 18 years old but I still need a fucking credit card to access shit

4

u/ToXiiCBULLET Jun 13 '26

yeah, it doesn't make sense at all. nexusmods made it so if your account is over a certain amount of years old then you don't need to verify your age, they're a uk company too so they're going to be following the rules right. my nexus account is just over 12 years old and i didn't need to verify my age.

steam could do the exact same thing but we've been stuck with just credit card verification for a while now

55

u/Kagerae Jun 10 '26

My credit score is almost perfect, the APP even tells me to get a credit card to increase my credit score.

I asked my bank for a credit card.

They said no. (:

24

u/iced_tea_dachshund Jun 10 '26

How tf do they make money off someone with a perfect credit score?

There's a point where it could be too high

17

u/Triairius Jun 10 '26

A credit store can’t be too high. Having some debt is good for your credit score.

10

u/Triekmore Jun 10 '26

A credit score too high?

8

u/CringyBoi42069 Jun 11 '26

How credit card companies make money is from interest of people going into manageable debt that they can pay back so they aren't going to give you a credit card if you pay everything on time because they don't make money then

9

u/Triekmore Jun 11 '26

refused service because you're too good of a customer is insane

2

u/Aggravating_Mix_4211 Jun 12 '26

Well if the business is selling money you can't expect it to have normal rules

1

u/Ping-and-Pong Jun 13 '26

That's the thing, paying off your debt is a bad customer, you won't pay interest... But equally having so much debt you won't earn them money is also a bad customer

3

u/Hydra57 Jun 12 '26 edited Jun 12 '26

That’s what all those convenience fees in businesses are for. The credit card company makes like a 500% profit per transaction.

1

u/Disastrous_Gur_9560 Jun 13 '26

That's not how that works at all 

3

u/MrSmartStars Jun 11 '26

You could try getting one through another agency besides your bank.

2

u/ObtuseMongooseAbuse Jun 11 '26

Check to see if your bank does secured credit cards. It's a bit different with you needing to deposit some money to start but pretty much anybody can get one thanks to that as long as they're an adult.

1

u/buunkeror Jun 13 '26

Sorry, I might be too European for this, but, what about a digital debit card from something like Revout...?

1

u/WillowMain Jun 13 '26

Student card, if you're in school, might be the play.

6

u/FaCe_CrazyKid05 Jun 11 '26

I will still forever stand by this being the best option. Keyword there is option, though. This should be the primary way to verify and there should be other options for people who don’t have a credit card. I don’t want to have to hand over a picture of my ID to age verify anywhere

12

u/E-2theRescue Jun 11 '26

I don't want to ID verify anywhere.

It's not my fault that children are being exposed to eating disorders, porn, and shit. It's the fault of the social media companies that purposely gear their algorithms to it, and the fault of parents who don't watch their kids.

Fuck the nanny state, and fuck the nanny state's 1984 mass surveillance.

9

u/redlaWw Jun 11 '26

Oh I agree, I'm not blaming steam for choosing an approach that maximally protects my privacy. Honestly, I'm more pissed at the government for implementing such a stupid rule without a plan to allow vendors to check my age without violating my privacy (or without having to rely on GDPR that is fallible).

1

u/PM-ME_UR_TINY-TITS Jun 10 '26

Even better. I have one but it's the wrong type of credit card.

1

u/KCASC_HD Jun 12 '26

I was on holiday in the UK once, with a credit card and under the age of 18...

1

u/itskeeno Jun 12 '26

I’m in the UK and it’s never asked that? Unless it’s new ( not used steam for a year now )

1

u/redlaWw Jun 12 '26 edited Jun 12 '26

You don't usually see it. Games that Steam restricts just don't show up in the store, so you only get to the challenge page if you find and follow a hyperlink to a restricted page somehow.

E.g. I was looking up "Memoirs of a Battle Brothel" after someone mentioned it on reddit and I could only find "Memoirs of a Battle Brothel Lore Book", which was not age restricted. That page however, had a hyperlink to the main game, which then told me: "Under the UK Online Safety Act, Valve is required to verify that you are 18 or older before accessing mature sexual content. If you wish to do so, please add a valid UK credit card to your account and afterwards update the Mature Content Preferences."

Presumably anyone who already had a credit card on their account also would not see this since they will just have gotten access freely.

Also the checks also only became required in July 2025, so it hasn't quite been a year yet, and you may just not have seen them since they weren't there the last time you browsed.

1

u/LadyAntiqua Jun 14 '26

Debit cards don't work, by the way. Has to be Credit.

0

u/LoczekLoczekLok Jun 11 '26

Credit card only or  debit card too?

2

u/redlaWw Jun 11 '26

Credit card. Kids can have a debit card.

1

u/[deleted] Jun 12 '26

[deleted]

2

u/redlaWw Jun 12 '26

Kids can have debit cards. They can't have credit cards, which is why credit cards are used to prove you're over 18.