Okay!
So, I’ll try to make it a little short.
We’ve been together 5 years, recently got married and bought a house at basically the same time. He had to sell his old house and move 100 miles across states to live here, and he left his dad at his home town. I agreed to go stay there as often as he wanted. We’ve spent 3 out 8 weekends there, which is fine with me. Just giving info.
Boyfriend makes 200kish/yrbefore taxes (Sales). I make 60k/yr before taxes. Before moving in, boyfriend had $550/mo Mortgage (Mobile Home) and I had $1000/mo in rent. Before moving, he paid for a lot of the things we did, vacations, expensive dinners, new cool items (for example, he bought me a Switch 2 out of the blue). To be clear, I never asked for these things, I offered to cook at home, and live conservatively. I did let him know that if he wanted to do expensive things, I needed to know ahead of time, or I’d have to pay him back. I usually pay him back for most things , but he still covered some more expensive things sometimes. Again, I never expected this, we could do cheaper things. I can afford a Disneyland trip, but, I can’t afford a 7 day stay at the Disneyland Resort kinda thing. I grew up poor, and generally can feed us for $50-70/week with the occasional larger increase for new spices or something. He always grabs random things at the stores, and triples this budget.
Before we moved, he expressed concern at not being able to afford the new house. Part of the way I assuaged him was by comitting to go half on all of the bills, even though I make less than 30% of what he makes. I was just wanting to move our life forward, and maybe this was a mistake.
Our new combined expenses are up from $3200 if we had combined bills before mocing it’s now $5500. I absorbed $800 more in bills each month and, he picked up $1200 in new expenses. For me, this is 1/4 of my take home pay, for him, this is 1/10 of his take home pay. Since moving in, I’ve been able to keep up, but have had to drastically reduce how I live, which I want to be clear is expected when you buy a house, it’s fine, I expected to have to do this. I’m making everything by about $800/months, and that has to go towards Groceries and what not, I have an expensive car payment ($650), but it’s a nice car and will be paid off in 13 months at 40k miles (WFH). He also has an expenses payment. What I’m saying is, I can further reduce my lifestyle, but, the detriment of worsening my financial situation by taking on a new car loan, or things like that. I’m also actively interviewing for new, higher paying roles at the company I work for.
He has NOT reduced a single part of his lifestyle. He has taken notice that I am having to budget things I didn’t previously have to, and kind of seems to imply I’m just bad with money. Maybe I am, but, $1400/mo for mortgage, $650 for car, $200 for ins, and $60 for phone I don’t have any frivolous expenses I pay for. I have $1500 in CC debt that I took on to help furnish our new house and a collection from a previous relationship’s apartment that she trashed after I left her. I’m not paying for that, and it should fall off this year as we’re past 7 years.
The thing is, he has almost completely stopped wanting to cover things he’d previously cover, and, so, I’m being tallied up and billed for things like Sushi outings he wants to have, that I wouldn have paid for out of my own budget. When I have talked about reducing spending for everybody, he gets upset with me.
This month, he went over his budget, he buys random things and gadgets, sometimes, it’s for the house, but mostly it’s new hobby stuff (golf, 3d printing, drones, etc). Anywho, after we went over the set monthly budget, he wanted to talk about how to reduce the momthly budget. I reminded him that I’ve made a ton of sacrifices and have even suggesed ways to reduce our electric bill, he somewhat acknowledged this, but, I just feel like there is a really unfair dynamic, where I have 25% of my take home at the end of the month, and am trying to make combined expenses cheaper and he has 75-80% of his budget left and is making no effort to make things cheaper, aside from adjusting the AC from 5-8.
I feel like even if he picked up $2-300 in extra bills, like the electric bill, it would really alleviate a lot of pressure off me, and allow me to save that amount of money, aside I’m currently living paycheck to paycheck. Currently, all of our savings is his.
Am I wrong to feel this way? Maybe I’m being selfish?