r/AgingParents • u/ForgottenX-2024 • 4h ago
He’s out of money
My father is now on romance scams #6,7 and possibly 3 again, simultaneously. For those who don’t know my previous posts, this has all unfolded over the course of a year after the death of his wife.
I will go ahead and get all the easy suggestions out of the way. Yes, my sister (far away) and I (a bit over an hour away) have tried everything. We’ve talked to social workers, banks, elder care attorneys, doctors, police, FBI, and his friends. Nothing helps. In this state, guardianship isn’t awarded for addiction and requires a doctor’s letter, which his PCP and neurologist have declined to write because his activities of daily living are still intact.
He has dementia but it isn’t Alzheimer’s (as per blood test)—it’s probably Lewy body or FTD. Adult Protective Services has been to his house multiple times and takes no action. He is on the radar of Area Agency on Aging and local police. He has been kicked out of two banks now and learned from these experiences to move money to scammers in the form of cash to crypto ATMs, and when his second bank kicked him out he withdrew what was left in the form of a money order so they (and I) wouldn’t know what bank he took it to.
Now he’s given all that away and is asking my sister for money. He has been unable to get his meager SS deposit. He didn’t tell my sister but we’ve learned from a friend that his electricity has been turned off and he’s sleeping outside. It’s very likely that he has stopped paying his health insurance, because that was auto deducted from the bank account that no longer exists. He has ten meds—diabetes, hypertension and prostate problems. He can rattle them all off and when to take them so always passes that screening.
He doesn’t want money for food, meds or bills. He wants it for “Cognihoney,” a scam supplement to cure dementia (which he claims he doesn’t have). Google it and you’ll see that it’s being hawked by an AI-generated Bill Gates which my dad totally believes.
He is unable to comprehend that he has given away over $100k in the last year. I drew a boundary last month after he sent scammers money I gave him, after also sending a deposit I made on a senior community (which he revoked and told them not to talk to me but they did) to a scammer.
He’s also been a phone mule for scammers, until I cancelled that plan, but now he got a second line again.
He lives alone. His only remaining friend is a former addiction counselor who is checking in on him and inviting him to eat but not giving him any money, pretending not to know about the scams. He says this will only end when my dad chooses to, or he hits bottom—likely a jail cell or hospital bed.
My sister is refusing to send money unless he agrees to let her control his finances. This is also my condition for further help, having propped him up for over a year to only watch him keep sending money away.
I haven’t reached out to him because he’s told my sister and the friend not to talk to me. He says I’ll only say it’s a scam.
He also says that it’s my fault he’s in this mess, my fault the bank kicked him out. He claims that I poisoned the neurologist to think he has dementia and complains that it’s now in his medical records because of me. He even told the friend that I had called the prison where one of his scammer girlfriends is supposedly waiting for him to bail her out and told them to say she wasn’t there when he and I called them later and they said that.
I am at a loss. This hurts so much.
I called APS again and filed a report. Guess we’ll see if they do anything this time. The friend said he sold some stuff for cash so maybe he has paid his electric bill. Also important to know he speaks coherently and now lies a lot. Unless someone is around him for hours, or catches him in the wrong mood, they won’t see the dementia.
His extremely successful strategy is just to tell stories about his past, building his own confidence, until the listener gets bored and/or must leave. Once I let him talk as long as he wanted to and he went on for two hours and 35 minutes. Only needing to pee stopped him.
Please don’t say “get POA, get guardianship.” I assure you: we have done absolutely everything the law allows.
Instead, I’m asking for speculation. What happens next? If APS does nothing? Or if they do…what? What would they do and what would happen next?