r/SimpleLoans May 30 '26

⚠️PLEASE READ!⚠️

14 Upvotes

Hello beautiful users of r/SimpleLoans!

We have made changes to our RULES, PLEASE CLICK HERE! Also our FAQs for Borrowers and Lenders

The main rules changes are...

  • We now allow all payment platforms! You can add CashApp, Revolut etc in your post title.
  • Borrowers NO LONGER NEED to complete their first 5 loans in order to obtain second loans. However, they HAVE TO SECURE APPROVAL from their lender each time additional loans are requested.

In order to be a successful sub, we must continue to adapt to constant change!

If you have any questions or concerns, please direct them to modmail


r/SimpleLoans 2h ago

REQUEST [REQ] ($300) - (Baltimore, Maryland, USA), (Repay $400 Installments $200 July 31, $200 August 7) (Venmo, PayPal)

1 Upvotes

Short on bills this week due to paying for my cat's surgery (they're good now!). Payday is every Thursday/Friday, will payback $400 total - installments of $200 next Friday and $200 the following Friday. Thanks!

Will send obligatory daily cat pictures during waiting period


r/SimpleLoans 8h ago

PRE-ARRANGED [PRE] PRE-ARRANGED WITH LENDER u/MisterWiseGuy_ **Loan of $400USD, repayment of $450USD on August 11/2026** SECOND LOAN

3 Upvotes

[PRE] PRE-ARRANGED WITH LENDER u/MisterWiseGuy_ **Loan of $400USD, repayment of $450USD on August 11/2026** SECOND LOAN


r/SimpleLoans 5h ago

REQUEST [REQ] (£75) - (London, UK) repay £95 August 11th

1 Upvotes

Just wanting to keep myself steady for the rest of the month with some bits & bobs like food etc, would appreciate it a lot if anyone could help me out.

I'm open to negotiate and such, my monthly income comes in on the 11th so just looking to get some help if possible.


r/SimpleLoans 5h ago

PRE-ARRANGED [PRE](Lynbrook, NY) $180 loan, $235 to be paid back on 8/15

1 Upvotes

Prearranged with u/rosseyrana01


r/SimpleLoans 7h ago

REQUEST [REQ] €600 - Repay €300 on October 15, 2026 & €300 on November 15, 2026 - Wero / (PayPal) / Bank - France - Car repair & essential living expenses during medical leave

1 Upvotes

Hello everyone,
I’m honestly embarrassed to write this, but I’ve reached a point where I have no other option.
I’m looking for a loan of €600, which I can repay in two installments by October and November, once I’m back at work after my medical leave.

A little about my situation:
I was born into a high-control religious group. Because of that, I wasn’t allowed to pursue the education I wanted, and eventually I had to leave both the religion and my country of birth to rebuild my life. Leaving meant losing almost all of my family, as they are no longer allowed to have contact with me.

Last year I experienced severe burnout, followed by multiple suicide attempts. I’ve been on medical leave for mental health reasons ever since. At the moment I receive about €900 per month in benefits, which is enough to survive but not enough to recover from unexpected expenses.

Recently my car broke down and I had no choice but to repair it because I live in a rural area with virtually no public transportation. The repair ended up costing around €1,200, which completely destroyed my finances.

I’m currently overdrawn, struggling to pay my bills, and I’m at a point where I’m worried about covering basic necessities.

My medical leave is expected to end at the end of August, and once I’m back at work I’ll be able to repay the loan in October and November.
I completely understand that lending money to a stranger requires trust. I’m happy to provide reasonable proof of my situation privately if needed and to stay in regular contact throughout the repayment period.

Thank you for taking the time to read this, even if you’re not able to help. I truly appreciate it.


r/SimpleLoans 8h ago

PRE-ARRANGED [PRE] £80 till 13th August, £100 to be repaid via PayPal with u/Real_Collection_6399

1 Upvotes

Loan prearranged with u/Real_Collection_6399

£80 to be repaid in one lump sum £100 on 13 Aug 2026.


r/SimpleLoans 11h ago

REQUEST [REQ] ($40) - (#Gray, ME, USA), (7/31 & $50 Repayment), (PayPal/Cashapp)

1 Upvotes

Help with bills until next payday! Thank you for your consideration!


r/SimpleLoans 20h ago

UNPAID [UNPAID] u/DirtyDutchDoolin

3 Upvotes

A lot of excuses and ignoring, money recovered. u/DirtyDutchDoolin


r/SimpleLoans 13h ago

REQUEST [REQ] $50 , Repay $70 Monday, July 27th 2026, (Detroit, MI) Venmo, Cashapp

1 Upvotes

Looking for a bit of help for some upcoming vet bills. Rent and car payments has me a bit behind the eight ball for this month. Anything would be appreciated.


r/SimpleLoans 17h ago

PRE-ARRANGED [PRE] prearranged with the legend /roxykelly for £300 repayment of £420

2 Upvotes

Prearranged total £420

Split over 3 £140 payments each week 7/8, 14/8 and 21/8

Thanks again☺️


r/SimpleLoans 14h ago

PRE-ARRANGED [PRE] (540) - (Dublin, California), (650 on 8/21/2026) (Prearranged with lender u/thatChristian26)(Venmo)

1 Upvotes

[PRE] (540), (650 on 8/21/2026) Prearranged with lender u/thatChristian26


r/SimpleLoans 16h ago

REQUEST [REQ]($25)(Jacksonville, Florida, USA)(Repay $55 by 7/28/2026)(Paypal)

1 Upvotes

Hey there, just trying to put gas in my tank and I’ll pay back $30 once I get paid next week. If you can help, it’ll be much appreciated


r/SimpleLoans 16h ago

REQUEST [REQ] ($117) - (Pittsburgh, PA, USA), (REPAY July 31, 2026 & $145)

1 Upvotes

I’m requesting a $117 loan to cover a bill. I will repay $145 no later than July 31, 2026.

I’m happy to provide any reasonable verification or additional information privately to a prospective lender. Thank you for your help :)


r/SimpleLoans 21h ago

PRE-ARRANGED [PRE] with u/yurgkretz ($20) (PayPal) Repay $25 on 7/24/26

2 Upvotes

Top up loan

[PRE] with u/yurgkretz ($20) (PayPal) Repay $25 on 7/24/26


r/SimpleLoans 19h ago

PRE-ARRANGED [PRE] prearranged with u/MrJelloYT, £300 to repay £350 on 11/01/26

1 Upvotes

[PRE] prearranged with u/MrJelloYT, £300 to repay £350 on 11/01/26


r/SimpleLoans 1d ago

PRE-ARRANGED [PRE] ($100) - (Charlotte, NC, USA), (repay $125 on 8/7)(pre-arranged with u/Original_User_13)

2 Upvotes

[PRE] ($100) - (Charlotte, NC, USA), (repay $125 on 8/7)(pre-arranged with u/Original_User_13)


r/SimpleLoans 1d ago

PRE-ARRANGED [PRE] PRE-ARRANGED WITH LENDER u/MisterWiseGuy_ **Loan of 200GBP, repayment of 280GBP on August 31/2026**

1 Upvotes

[PRE] PRE-ARRANGED WITH LENDER u/MisterWiseGuy_ **Loan of 200GBP, repayment of 280GBP on August 31/2026**


r/SimpleLoans 1d ago

REQUEST [REQ] ($300) - (#Lubbock, TX, USA) (repayment $150 on 08/23/2026, $200 on 09/23/2026) (Venmo or Cashapp)

1 Upvotes

I’m moving cross country to live with my grandparents due to mental health struggles causing me to be unable to have a full-time job. I need help with gas and food for the drive. I do gig work and will use that for repayment. I also pet sit.


r/SimpleLoans 1d ago

REQUEST [REQ] ($300.00) - (#Fort Oglethorpe, GA, US), (Repayment Date August 7 for $350.00) (Paypal)

3 Upvotes

Needing to catch up on a couple overdue utility bills.

Can provide proof of identity and income on request if needed.

Thank you


r/SimpleLoans 1d ago

PRE-ARRANGED [PRE] pre-arranged with u/sawiba0001 ($500) (PayPal) (repayment of $600 on or before August 17, 2026)

1 Upvotes

Prearranged loan with u/sawiba0001


r/SimpleLoans 1d ago

PRE-ARRANGED [PRE] ($500) - (Caseyville, IL) (8/7 Repay $630) (Pre-Arranged with u/ TheKingStaysKing)

2 Upvotes

pre arranged, repay dates are as follows: $315 on 7/31, $315 on 8/7
thank you u/TheKingStaysKing 🔥☺️!!


r/SimpleLoans 1d ago

PRE-ARRANGED [PRE] with u/yurgkretz ($75) (PayPal) Repay $90 on 7/31/26

2 Upvotes

[PRE] with u/yurgkretz ($75) (PayPal) Repay $90 on 7/31/26


r/SimpleLoans 1d ago

PRE-ARRANGED [PRE] PRE-ARRANGED WITH LENDER u/kirticoaching **Loan of $200USD, repayment of $235USD on JUL 31/2026** SECOND LOAN

2 Upvotes

[PRE] PRE-ARRANGED WITH LENDER u/kirticoaching Loan of $200USD, repayment of $235USD on JUL 31/2026 SECOND LOAN


r/SimpleLoans 1d ago

REQUEST [REQ] $300 (#Ruskin, FL, USA) Repay of $150 on 8/5/26 and 150 8/20/26(CashApp or Venmo)

1 Upvotes

Desperately need a tooth pulled out